HELB 2025-2026 Subsequent Applications Now OPEN- How To Apply

0 337

HELB Subsequent Loan Application Guide for 2025/2026 Academic Year

Funding your higher education can be a significant challenge, especially when financial resources are limited. However, that should not stop your academic journey. This is where the Higher Education Loans Board (HELB) steps in.

Since 1995, HELB has supported thousands of Kenyan students in achieving their academic dreams. For the 2025/2026 financial year, subsequent HELB loan applications are now open for continuing undergraduate students. If you’ve already benefited from HELB as a first-time applicant, this comprehensive guide is for you.

What is a Subsequent HELB Loan?

A subsequent HELB loan is available to students who have previously received HELB funding and are continuing their studies. You are eligible to apply for this loan annually depending on your course duration. For example:

4-year program: Up to 4 disbursements
5-year program: Up to 5 disbursements

Eligibility Criteria for 2025/2026

To qualify for a subsequent HELB loan in the 2025/2026 academic year, you must:

Be admitted to a recognized public or private university in Kenya (approved by CUE).
Be currently enrolled in an undergraduate program.
Have previously received HELB funding.
Possess valid identification (National ID or passport).
Be within the standard program duration limits.
Provide accurate financial information for assessment.

Application Channels

You can apply for the 2025/2026 HELB subsequent loan through the following methods:

HELB Mobile App
M-Pesa App
HELB Online Portal
USSD Code (*642#)

How to Apply via HELB Mobile App

Step 1: Download the HELB App

Available on Google Play Store and Apple App Store.

Step 2: Launch and Register

Use your mobile number, national ID, and email to register.

Step 3: Verify Phone and Email

Enter the verification codes sent to your phone and email.

Step 4: Fill Academic Details

Include institution name, course, year of study, and duration.

Step 5: Fill Financial Details

Disclose parent/guardian income, your income (if any), and other support.

Step 6: Submit Application

Double-check your application and hit “Submit.”

Step 7: Track Status

Monitor progress through the app. Expect updates during review stages.

How to Apply via M-Pesa App

Open M-Pesa App
Select “Pay Bill”
Enter HELB Business Number: 200800
Enter Account Number (your National ID number)
Enter Amount: Ksh 1 (for application activation)
Enter M-Pesa PIN and complete the transaction
Log in to HELB App or portal and complete your application

How to Apply via USSD Code

Dial *642# on your mobile phone
Follow the prompts to provide academic and financial information
Confirm and submit your application

Frequently Asked Questions (FAQs)

Q1: Who is eligible for subsequent HELB loans?
Continuing undergraduate students who have previously received HELB loans.

Q2: How long does disbursement take?
Typically 4–6 weeks after successful application, subject to verification.

Q3: Can I request more funds?
You may formally appeal to HELB if your financial situation changes.

Final Tips

Ensure all required documents are ready.
Accurately disclose all financial information.
Monitor the HELB portal or app regularly for updates.
Beware of fraud—HELB does not charge any processing fees.

Securing your subsequent HELB loan for the 2025/2026 academic year can make a critical difference in your educational journey. By meeting the eligibility criteria and following the outlined steps, you position yourself for successful funding and a smoother learning experience.